Season’s Greetings from all of us at GLH&C Financial Services! As we reflect on the past year, with its share of challenges and triumphs, we’re reminded how fortunate we are to work with incredible clients like you. Thank you for placing your trust in us—we’re honored to support your financial journey. Our mission is to support you in feeling confident about the future and ready for life’s twists and turns. This holiday season, may you find peace and joy, knowing we’re here to safeguard your financial well-being.
Looking Back on 2024
While celebrating the season of gratitude and ushering in a new year, let’s take this opportunity to reflect on all we’ve accomplished this year. Though the journey wasn’t always smooth, we’ve navigated through challenges and come out stronger. With inflation, market volatility, and recession concerns still looming, we remain hopeful for what 2025 will bring.
Regardless of how you feel about saying goodbye to this year, we invite you to take a moment to appreciate the lessons, victories, and growth that have come from every experience.
Anticipating a Bright 2025
As we approach the new year, we hope you’re feeling energized and ready for all that 2025 has to offer. Consider what you want to achieve and set fresh goals for the year ahead. Take this opportunity to recharge, dream big, and gain clarity on your vision for the future. Rest up and get ready to step into the new year with renewed energy and excitement!
Grateful for an Amazing Year!
At GLH&C Financial Services, everything we accomplish is thanks to you. Your trust and loyalty not only bring new clients to our doors but also allow us to build meaningful, long-lasting relationships. We hope that through our work, we’ve provided your family with peace and comfort, knowing that we’re here whenever you need support, advice, or simply a listening ear.
As we approach the new year, we are excited to continue partnering with you on your financial journey in 2025. Wishing you a joyous holiday season filled with laughter and a bright, happy new year ahead!
Kick-Start the New Year
As the year winds down, it’s the perfect time to review your financial plan and set yourself up for a successful 2025 and beyond. Reach out by emailing me at jim@glhcfinancial.com or call 916-967-3208 to see how I can help you pursue your ideal financial future. Together we’ll fine-tune your strategy, optimize year-end opportunities, and start the new year with confidence. I’m here to help you stay on track as you pursue your financial goals. I look forward to hearing from you!
About Jim
James Callens is a financial advisor at GLH&C Financial Services, a full-service, comprehensive wealth management firm. Jim has over 30 years of experience in the financial industry and uses his extensive resources and knowledge to help his clients experience simplicity and clarity in their financial lives. Jim spent more than 20 years working for GE Financial Advisors, both in its insurance services department and as a regional manager and financial advisor. He took part in GE’s Six Sigma Quality Training program and completed the National Association of Life Underwriter’s four-year LUTCF course. Jim also earned his certificate in financial planning from the University of California at Davis. In 2011, Jim combined his own firm, Callens Financial Group, with GLH Financial Services, creating GLH&C Financial Services, so he could provide even more value to his clients.
Jim lives in Folsom, California, with his wife, Melissa, and his four children, Jacob, Kristen, Grant, and Andrew. Together, they enjoy outdoor activities like kayaking, bicycling, and vacationing at Lake Tahoe. To learn more about Jim, connect with him on LinkedIn.