Blog
Paying Off Your Mortgage vs. Investing: Which Option Is Right for You?
Should you pay off your mortgage or invest your money? Check out our latest article to help you decide which option is right for you.
Read MoreKeep More of Your Hard-Earned Money With These Commonly Overlooked Deductions
We all love tax season, right? Even if you carefully keep all your documents and records, there’s always a chance you could be surprised by something when it comes time to file—especially after all the economic pressures...
Read MoreSVB & Signature Bank Collapsed: Why Banks Fail & How to Protect Your Savings
Two major banks collapsed in three days. Here’s what consumers need to know about safeguarding their savings.
Read MoreHow a Backdoor Roth IRA Can Help You Grow Tax-Free Wealth
Do you earn too much to contribute to a Roth IRA? Learn about the advantages of backdoor IRAs.
Read MoreDon’t Let Inflation Ruin Your Retirement
Is inflation making you question your retirement plans? Here are 6 strategies to help you stay on course with your retirement.
Read MoreShow All
Don’t Let 2023 Catch You Unprepared: Review Your Financial Plan
Are your finances prepared for 2023? Use this guide to get your financial house in order for the new year.
Read MoreI’m Never Too Busy to Help Someone You Care About
If working with a financial advisor has been advantageous for you, consider referring your advisor to a loved one so I can also help someone you care about.
Read MoreWishing You Happy Holidays From Our Team!
GLH&C Financial Services wishes you Happy Holidays. We hope this holiday season brings you joy.
Read MoreWhat I Wish I Had Known About Money When I Was Younger
Do you wonder if you’d have a larger nest egg now if you’d been more financially savvy in your younger years? It’s never too late to implement those strategies!
Read MoreOur 2022 Mid-Year Market Update
Where is the economy headed? Catch up with this mid-year market update.
Read MoreWhat Is a Fee-Only Financial Advisor & Why Does it Matter?
When searching for a financial advisor, “fee-only” is a term to look out for! But what does it mean, and why is it important?
Read MoreTop 6 Habits of Financially Successful People
Looking for financial success? Find out how you can maximize your potential with these 6 habits.
Read MoreIs a Downturn On the Horizon? How We Watch Over Your Money
It’s no secret that things in our world are a bit uncertain these days. It feels like we’re constantly waiting for the other shoe to drop. Most of us dislike this level of uncertainty, but do you know what dislikes it even more? The market.
Read MoreHow to Prepare for an Unexpected Death
No one likes talking about the death of a loved one, but no one likes being unprepared either. Here’s how to prepare for an unexpected death.
Read More10 Things to Do Within 10 Years of Retirement
Are you 10 years away from retiring? Here are 10 things you should be doing right now to prepare.
Read MoreWhat Should You Do About the Russia-Ukraine Crisis and Market Volatility?
The events of the last few weeks in Ukraine have been stressful and upsetting to many of us. The buildup of Russian forces along the border, rising tensions, and the ensuing attack have caused worldwide shockwaves.
Read MoreInflation Is Up. How Long Will It Last?
Prices just keep going up. Here’s why inflation is a top headline and what you need to know about your purchasing power.
Read MoreI’m Here for Your Friends and Family This Holiday Season
Are you feeling an extra financial burden this holiday season? I get it! Let me help you and your friends and family this year and beyond.
Read MoreHappy Thanksgiving: Here’s What I’m Grateful For
If there’s ever a time when we need to stop and take stock of all that we have to be grateful for, it’s now. Many of us said goodbye to 2020 and started the new year with hope and crossed our fingers for a turnaround. But...
Read MoreUnderstanding the Phases of Retirement Planning
When we’re in the daily grind of our working years, it’s easy to think of retirement as a vague future event. Yes, we plan for retirement, save for retirement, and dream of retirement, but we often approach it as one single...
Read MoreWhy I Love Living & Working in Folsom, CA
Folsom, CA—the place I’m proud to call home. Our family and business have been nestled in the foothills outside of Sacramento since 1999. The quaint downtown and iconic Rainbow Bridge make for a picture-perfect setting. But...
Read MoreI’m Never Too Busy to Help Someone You Care About
We’re all juggling what feels like a million priorities. But really only a select few make it to the top of our priorities list. What tops your list? Family? Or maybe health or a sense of purpose? Although money likely...
Read MoreOur 2021 Midyear Market Update
After what 2020 threw at us, I think it’s increasingly clear to everyone that life is unpredictable and we don’t have nearly as much control as we think. In a year, we changed how we work, go to school, and even how we...
Read MoreHow Much Does Long-Term Care Really Cost In California?
Long-term care costs have risen dramatically across the nation over the last few years, and California residents are no stranger to the sticker shock that comes with the increased costs. In California, the average cost to care for a...
Read MoreIs ESG Investing Right For You?
Environmental, social, and governance (ESG) investing is a particular type of investing strategy that has grown in popularity with more socially conscious investors in recent years. ESG investing takes a broader picture into account...
Read MoreIf I Could Only Teach Three Financial Lessons
Recently, I started working with many of my clients’ children from the ages of 23 to 35 and older. I enjoy working with this group of young people because we can start implementing good habits early. These good financial...
Read MoreDoes It Make Sense To Pay Off Your Mortgage Early?
Being a homeowner comes with much satisfaction—but a hefty price tag as well. And since most of us are unable to pay for a house in full, we are saddled with a mortgage as soon as we’re handed the keys to our new home. This...
Read MoreYour 2021 Tax-Preparation Checklist
Tax season is here, but before you groan in protest, we’re here to help! We’ve created a thorough checklist to make your tax-preparation experience as smooth and simple as possible so you can get back to doing what you love...
Read MoreIt’s A New Year! Is It Time To Reevaluate Your Financial Plan?
2021 is technically the year of the ox, but let’s make it the year you fulfill those financial ambitions. Where do you start? Reviewing your financial plan in the new year is a good starting point. As life happens, your financial...
Read MoreHappy Holidays!
Happy Holidays, this year has been a year to remember and appreciate what we are all able to adjust to. I wanted to take a moment before we wrap up this year to wish you and yours a happy holiday and a refreshing new year! The holiday...
Read MoreImportant Financial Actions To Take Before The End Of The Year
If you feel like someone tossed 2020 in a blender, pressed start, and threw everything in an uproar, you’re not alone. Most, if not all of us, have experienced canceled plans, work stoppages or adjustments, complicated family...
Read MoreWhat All Women Should Know About Personal Finance
It might surprise you that it wasn’t until the Equal Credit Opportunity Act of 1974 that women could participate equally in financial transactions. Prior to that, it was fathers or husbands that had to cosign for a woman just to...
Read MoreHow Much Life Insurance Do You Really Need?
If 2020 has taught us anything, it’s that life is full of unpredictable events. If you start thinking about everything that could go wrong, you’ll give yourself gray hairs and a hefty dose of anxiety. That’s where...
Read MoreStrategies To Grow Your Wealth During The 2020 Financial Crisis
No one expected 2020 to look like this: a global pandemic, increased market volatility, and political uncertainty; and that’s not even all we’ve encountered! First and foremost, the coronavirus crisis brought about drastic...
Read More4 Key Financial Lessons From The Last Recession
We’ve all heard the saying “Hindsight is 20/20.” It shouldn’t be news to us that in the midst of a situation, it’s hard to see clearly, and that it’s only when you look back on it that you have a...
Read MoreWhat I Do And How I Can Help
Don’t you wish you could feel unquestionably confident about your finances? You don’t have to look far to find financial advice or so-called proven formulas that promise to bring you financial success. And while...
Read MoreHow To Manage Your Finances In A Crisis
By Jim Callens Up until now, a global pandemic probably sounded like something that only happened in movies. Uncertain times?—more like scary or downright panic-inducing. In the midst of unprecedented volatility regarding the...
Read MoreDo Your Family And Friends Need Our Help? I Now Offer Virtual Meetings!
We are living in unprecedented times, with hourly briefings and updates that cause many of us to panic or at least lose sleep at night. We get it. Life is going to look very different for a while. Thankfully, one thing that won’t...
Read MoreWhat You Need To Know About Recessions And Bear Markets
As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like...
Read MoreWhy I Became A Financial Advisor
My decision to become a financial advisor wasn’t just a shot in the dark; it was deeply personal. When I was 18, my parents had to auction off the farm that had been in our family for two generations due to financial problems. It...
Read More