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Tired of Robots? Talk to a Trusted Advisor Anytime

Tired of Robots? Talk to a Trusted Advisor Anytime

November 24, 2023

Our society is becoming increasingly more automated. We all want things faster and easier. This is evidenced by the rise in popularity of artificial intelligence (aka AI). With the rise of AI and robo-advisors, it can be easy to let the robots think for you. But some financial situations are too complex for the limited skills of a computer. You also won’t get the personalized service from a robo-advisor that you would from a trusted financial advisor. 

So, if you’re tired of talking to robots, here are some reasons why I advocate for working with a human financial advisor. 

Expertise

Robo-advisors are helpful when starting your financial journey and you have smaller balances to manage. Since there are often fewer fees with a robo-advisor, it’s a good fit for beginners. However, if you’ve been letting your robo-advisor run the show for a few years while your finances have grown and become more complex, it might be time to upgrade to a human financial advisor. 

These are certified professionals with years of expertise in a wide variety of financial situations. Financial advisors are trained to help clients manage their finances and pursue their money goals. They stay up to date on the latest financial news and trends, which can help you receive the most current and relevant advice. No matter what’s happening in the markets or your accounts, your financial advisor is equipped to develop the plan you need to confidently pursue your financial goals. 

Personalized Advice

The help of a robo-advisor is limited to its algorithm or the lines of code it uses to make decisions, and it only makes decisions with the basic information you provide. Data such as your risk tolerance, investment amount, and time horizon are used to calculate the best investments for you. Again, great for beginners. 

When life gets more complex, you need financial advice that’s customized to your specific situation. A financial advisor takes a holistic approach to managing your money by reviewing your situation in greater detail. They get to know you, not just the numbers. They help you identify areas of improvement and find ways to solve your biggest financial issues. 

A financial advisor is there to help you lay out a plan for your financial goals too. A human advisor might help you strategize how you can retire early, how to expand your small business, or how to pay for your child’s college tuition.

Emotional Support

Finances are usually seen as a more logical topic, but emotions are deeply connected to your financial situation in ways you might not have considered. During times of economic uncertainty, you might feel scared, stressed, or concerned. When things are going extremely well, you might feel overjoyed, carefree, or impulsive. These emotions affect your ability to make wise financial and investment decisions. 

A trustworthy human financial advisor guides you through those decisions with greater clarity. Instead of letting your emotions run the show, advisors look at your situation objectively to help you make an informed decision even in challenging moments.  

Accountability

If you’ve had trouble sticking to your financial plan before, a financial advisor could provide the accountability you need. Financial advisors and planners can help you create a budget, track your expenses, and monitor your progress toward your financial goals.

They’ll also help you keep those end goals in mind when you consider the other financial decisions you want to make. If your goal is to buy a home, your financial advisor might remind you of that when you want to purchase a new Rolex. 

Work With a Human Financial Advisor

There are many things AI can do, but its powers are limited, especially when it comes to more complex financial situations. When you need more than automated investment decisions, it’s time to call a real financial advisor. 

If you’re ready to work with a financial advisor who looks beyond the numbers and offers personalized service tailored to your needs, we at GLH&C Financial Servicesare here for you. Email me at jim@glhcfinancial.com or give me a call at 916-967-3208 to see if I am the right fit to help you pursue your ideal financial future. 

About Jim

James Callens is a financial advisor at GLH&C Financial Services, a full-service, comprehensive wealth management firm. Jim has over 30 years of experience in the financial industry and uses his extensive resources and knowledge to help his clients experience simplicity and clarity in their financial lives. Jim spent more than 20 years working for GE Financial Advisors, both in its insurance services department and as a regional manager and financial advisor. He took part in GE’s Six Sigma Quality Training program and completed the National Association of Life Underwriter’s four-year LUTCF course. Jim also earned his certificate in financial planning from the University of California at Davis. In 2011, Jim combined his own firm, Callens Financial Group, with GLH Financial Services, creating GLH&C Financial Services, so he could provide even more value to his clients. 

Jim lives in Folsom, California, with his wife, Melissa, and his four children, Jacob, Kristen, Grant, and Andrew. Together, they enjoy outdoor activities like kayaking, bicycling, and vacationing at Lake Tahoe. To learn more about Jim, connect with him on LinkedIn.