The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. Personal Finance Calendar Use this handy calendar to remember the year’s most important financial dates. Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.