Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.